"We have recently turned to Oak Leasing for franchise equipment finance, and have found them to be a refreshing change , Oak have proved to be pro-active in obtaining acceptances for our proposals and so far we have not had anyone declined for finance." 

Bill Owen.  Managing Director: Snack In The Box.

If you're seeking capital to finance a new franchise or expand one that already exists, you're seeking flexibility. You're chosen your franchisor , and now you are     seeking innovative ways to finance  your franchise equipment without tying up your cash flow.

At Oak Leasing, we have over 18 years experience of franchise equipment financing, from well known  household name franchisors like Snack in the Box, to newer franchisors like Meditech. We understand how to arrange the total franchise equipment financing package;  by working closely only with franchise  equipment specialists within the major clearing banks, and with leasing companies who understand the franchise equipment financing marketplace, we can provide a comprehensive tailored solution. Part of the franchise equipment financing package is the;

Small Firms Loan Guarantee Scheme.

This is a joint venture between the Department of Business, Enterprise and Regulatory Reform ( BERR) and a number of participating banks.

• A guarantee to the bank from the DTI covering 75% of the loan amount, in return for a 2% premium on the outstanding balance of the loan , payable to BERR.

• Underwritten and administered by the bank.

• Aimed at small to medium sized companies.

• Availability to qualifying UK businesses with an annual turnover of up to £5.6 million.

• Loans available up to £250,000, and repayments from 2-10 years.
  

Why is franchise equipment financing so popular?
The main reason is that you don't have to find the money for your franchise equipment upfront, enabling you to conserve valuable working capital. This is particularly important for start ups and growing businesses, where finances can be stretched.
 
Unlike an overdraft there is no possibility of being forced to repay early and, the agreements are set up with a fixed rate of interest so you won't get any nasty shocks if interest rates rise.