Oak Leasing builds leasing programmes for manufacturers and distributors of lasers, IPL, skin and body-contouring systems, so your clinics, salons and medspas buy on a monthly payment in more than 30 countries, through one point of contact.
A bespoke pan-European funding facilitator for equipment finance across the UK and Europe. Established 1992.
Aesthetic technology moves fast. A new laser platform, a skin-resurfacing system or a body-contouring device can transform a clinic's treatment menu, but at list price it often sits on the wrong side of a practitioner's cash flow. Deals stall, discounts creep in and competitors with finance on the table win.
Leasing changes the conversation. When your sales team can quote a monthly cost alongside the treatment revenue it generates, the decision becomes an investment case rather than a capital outlay.
Most lenders have a checklist. Oak Leasing has a conversation.
A vendor leasing programme puts funding inside your quotation. Your reps present a monthly figure at the point of sale, Oak Leasing places the proposal with the right funder for that customer and country, and you are paid in full on delivery. Programmes are where we also support smaller tickets, from £10,000 per device, because the volume sits across your whole customer base.
| Manufacturer / distributor | Clinic, salon or medspa | |
|---|---|---|
| Cash | Paid in full on delivery | No large upfront outlay |
| Sales | Shorter cycles, higher conversion, less discounting | Device earns while it is being paid for |
| Upgrades | Repeat business at end of term | Refresh technology as the market moves |
| Budgeting | Predictable order pipeline | Fixed monthly or quarterly payments |
Selling aesthetic devices into Europe usually means a different funder, a different contract and a different set of rules in every country. Oak Leasing removes that friction. We work with more than 40 funders across 30+ countries, structure deals in pounds or euros, and match each proposal to a funder that knows the local market, the legal framework and the tax treatment.
One relationship, one process and one set of standards across borders, rather than a patchwork of local lenders.
Proposals placed with funders who understand each country's leasing practice, documentation and end-of-term norms.
Buying European-manufactured equipment? Stage payments can be funded against an advance payment guarantee, with interest only until delivery.
For clinic groups, medspa chains, dermatology practices and franchise operators investing £100,000 to £10 million, we structure finance directly: new-site fit-outs, fleet-wide device upgrades, multi-country openings and refinancing of equipment you already own.
Single clinics and salons buying an individual device are best served through the manufacturer's vendor programme. Ask your supplier whether they work with Oak Leasing, or introduce us and we will talk to them.
Leasing is full of jargon and small print. We do things differently. Terms are explained upfront, so you know what you are signing, what it costs and what happens at the end before you commit.
Oak Leasing is not a direct lender. We arrange funding through our panel of funders, who typically pay our fees on activation.
We learn your devices, price points, markets and sales model.
We design rates, terms and end-of-term options to fit your range.
We match each country and credit profile to the right funder.
Your team quotes monthly payments; you are paid on delivery.
“We are a start-up company and Oak Leasing has been incredibly helpful from the beginning… The paperwork was reduced to a minimum and contract written in plain English. Great service, no hidden costs, the whole process straightforward and transparent.”
Dr Zbigniew M Kirkor MD, Algocells Ltd
“John is one of the most honest and straight forward people I have had the pleasure to deal with. I would, without question, recommend John without hesitation.”
Charles Towers Clark, CEO, Pod Group of Companies
Aesthetic equipment leasing lets clinics, salons and medspas use lasers, IPL, skin and body-contouring devices for fixed monthly or quarterly payments instead of paying the full price upfront. The device generates treatment revenue while it is being paid for.
A vendor leasing programme is a finance facility built into a manufacturer's or distributor's sales process. Sales teams quote a monthly payment at the point of sale, Oak Leasing places the deal with a suitable funder, and the manufacturer is paid in full on delivery.
Oak Leasing arranges equipment finance in more than 30 countries, including the UK, Ireland, France, Germany, Austria, Switzerland, the Benelux, the Nordics, Spain and Italy, through relationships with over 40 funders. Deals can be structured in pounds or euros.
Direct transactions typically range from £100,000 to £10 million, or the euro equivalent, such as multi-site clinic fit-outs and group-wide device upgrades. Within vendor leasing programmes we also support individual devices from £10,000.
Yes, through the manufacturer's or distributor's vendor programme. If your supplier does not yet offer one, introduce us and we will discuss setting one up.
No. Oak Leasing is a bespoke pan-European funding facilitator, established in 1992. We arrange finance through a panel of funders, who typically pay our fees when an agreement is activated.
Options depend on the agreement type and country, and typically include upgrading to newer technology, extending the term, returning the equipment or taking ownership under hire purchase. All options are explained before you sign.
Talk to John Barter and the Oak Leasing team about a vendor programme for the UK and Europe, or a large clinic investment.
Oak Leasing Ltd · Lynx House, Ferndown, Northwood Hills, Middlesex HA6 1PQ · Founding member of the Guild of Business Finance Professionals