Upgrade to LED without the capital outlay. Oak Leasing arranges finance for LED retrofits and turnkey lighting projects, structured so the energy you save helps pay the rentals, and builds finance into LED suppliers' proposals through vendor leasing programmes.
LED is one of the few capital projects that can pay for itself while you are still paying for it. The obstacle is rarely the business case. It is finding the capital in one go, across every site, at the same time as everything else competing for budget.
LED equipment finance spreads the cost of an LED lighting upgrade over fixed monthly payments. Because LED uses far less electricity than fluorescent, halogen or high-pressure sodium lighting, the energy saved can offset much or all of the monthly rental.
Oak Leasing is a bespoke pan-European funding facilitator for equipment finance across the UK and Europe, established in 1992. We are not a lender. We structure each LED project around your energy savings, cash flow and installation timetable, then place it with the right funder from a panel of more than 40, in GBP or EUR.
Every agreement is explained in plain English before you sign, with no hidden fees.
LED typically cuts lighting electricity use by more than half compared with fluorescent and discharge lighting, and further again with presence and daylight controls.
Longer lamp life means fewer replacements, less access equipment and less disruption, which matters most in high-bay warehouses and 24-hour sites.
Most fluorescent tubes can no longer be placed on the UK or EU market, so ageing installations face rising replacement costs. LED also supports ESOS, SECR and EU energy-efficiency reporting.
With the term matched to your projected saving, the monthly rental can sit at or below the reduction in your energy bill, so the upgrade is cash-flow neutral or positive from the first month.
An LED retrofit is rarely just a box of fittings. It includes surveys, design, controls, access equipment and installation, often across occupied buildings. We structure the finance so the turnkey project is funded together, rather than leaving you to cover the labour in cash.
Soft costs such as installation, design and surveys can usually be included alongside the hardware, subject to funder appetite and the overall project mix.
High-bay retrofits with presence detection for distribution centres running long hours.
Production halls and plant rooms, where better light improves safety as well as cost.
Store and display lighting rolled out across estates to one brand standard.
Landlord and tenant upgrades that lift EPC ratings and reduce service charges.
Hotels, gyms and venues, from guest areas to car parks and sports pitches.
Clinics, care homes, schools and colleges with long operating hours. See also education equipment leasing.
Fixed rentals, typically over three to seven years, matched to your projected energy saving, with VAT spread across the rentals rather than paid upfront.
Own the installation at the end of the term, with capital allowances available from the start. More on hire purchase equipment finance.
Off-balance-sheet treatment may be available for some structures, keeping rentals lower and giving an upgrade path at term end.
Already paid for your LED upgrade in cash? Release that capital back into the business through asset refinance.
Tax and accounting treatment depends on your circumstances. Please confirm with your accountant.
Your customers already accept the case for LED. What stalls the order is the capital approval. An Oak Leasing vendor leasing programme puts a monthly rental alongside the projected energy saving in your proposal, so the decision becomes a simple comparison instead of a budget request.
We handle the credit applications, documentation and payment to you, with the same plain-English approach your customers get. Programmes work for single-site retrofits and multi-site rollouts, and smaller projects from £10,000 are considered within the programme.
Retailers, logistics operators and property groups upgrading lighting across Europe often find each country brings its own lenders, documentation and credit process. Oak Leasing works with more than 40 funders across over 30 countries, so an estate-wide rollout across the UK, Ireland, Germany, France, the Netherlands, Spain or Italy can be funded under consistent terms and managed through one relationship.
For UK businesses buying European-manufactured lighting or control systems, we can arrange stage payment funding. The funder pays the manufacturer's stage payments, secured by an advance payment guarantee, and you pay only interest on those payments until delivery. It is a structure most main clearing banks will not offer.
We review the project, sites, timetable and projected energy saving.
A transparent proposal, with the term matched to your saving and placed with the right funder.
Plain-English paperwork, explained before you sign.
We coordinate with your installer so payments match the installation schedule.
We stay with you through the term for additional sites, controls upgrades and future projects.
"We have had the pleasure of dealing with Oak Leasing for the last 15 years on three different projects. They have always delivered and found them to be very professional. I would never hesitate to recommend them."
S. Bhamra, Managing Director, Richard Adams Pharmacies Ltd
"We used John at Oak Leasing to finance some equipment for our first ever restaurant and couldn't have been happier. The service was smooth and efficient and John was knowledgeable and respectful."
David Chick, Managing Director, Hancock's Restaurants Ltd
LED equipment finance spreads the cost of an LED lighting upgrade over fixed monthly payments instead of one large upfront payment. Because LED uses far less electricity than fluorescent, halogen or high-pressure sodium lighting, the energy saved can offset much or all of the monthly rental.
Yes. Turnkey LED projects can usually be funded as a whole, including luminaires, lighting controls, sensors, emergency lighting, installation and design, subject to funder appetite and the overall project mix.
Our focus is LED projects and multi-site rollouts from £100,000 to £10 million, in GBP or EUR. Smaller projects from £10,000 are considered within vendor leasing programmes run with LED manufacturers, distributors and installers.
Yes. We work with more than 40 funders across over 30 countries, so an LED rollout across sites in the UK, Ireland and mainland Europe can be funded under consistent terms with one point of contact.
No. Oak Leasing is a bespoke pan-European funding facilitator for equipment finance across the UK and Europe, established in 1992. We structure each LED project and place it with the most suitable funder from our panel. Fees are typically paid by the funder on activation.
Through an Oak Leasing vendor leasing programme. Finance is built into your proposal as a monthly payment that can be set against the customer's energy saving, and we handle credit, documentation and payment to you. How to become a supplier.
Talk the project through with a Funding Director. Share the lighting survey or your installer's quote and we will come back with a clear, plain-English funding structure.
Oak Leasing Ltd · Established 1992 · Founding member of the Guild of Business Finance Professionals
Lynx House, Ferndown, Northwood Hills, Middlesex HA6 1PQ