Oak Leasing has funded equipment throughout Southern Europe for many years — scientific and medical equipment, CNC machinery, airport ground support equipment, telecoms, and hospitality and franchise fit-outs from the Iberian mainland to the Canary Islands.
Southern Europe combines large manufacturing and tourism economies with fast-growing demand in healthcare, renewables and technology. Leasing is well established, but each country has its own legal forms, tax treatment and funder appetite.
Oak Leasing places each deal with a funder licensed in the customer's market. That gives UK and European vendors a single route to offering finance across Spain, Portugal, Italy and Greece — all in euros, with local documentation.
Every market has its own regulator and lease conventions. We work with local funders in each.
Arrendamiento financiero and renting are both widely used. Strong demand in hospitality, agri-tech, healthcare and renewables. The Canary Islands use IGIC rather than mainland VAT.
Locação financeira is the core finance-lease structure, with rising inward investment in manufacturing, technology and tourism.
One of Europe's largest leasing markets, with deep demand for industrial machinery, automation and medical equipment from a strong SME manufacturing base.
A recovering and modernising market, with growing demand in tourism, logistics, energy and healthcare equipment.
Considered through our funder panel, typically for hospitality, gaming, aviation and healthcare assets.
Considered through our funder panel for hospitality, shipping-related and healthcare equipment.
From a single restaurant fit-out in Tenerife to multi-country vendor programmes.
Tell us the asset, the customer's country and the value. One conversation, in English.
We approach the right funders on our panel in that market and compare terms and structure.
The lease is written by a funder licensed in the customer's country, under local law.
On activation the supplier is paid in full. Our fee is typically paid by the funder, not the customer.
Spain, Portugal, Italy and Greece as core markets, with Malta and Cyprus considered case by case. Each lease is written by a funder licensed in the customer's own country.
Arrendamiento financiero is a finance lease, usually with an option to purchase at the end. Renting is closer to an operating lease, typically including services and with no ownership transfer. The right choice depends on the asset and the customer's tax and accounting position.
Yes. We have arranged finance for businesses in the Canary Islands, including hospitality customers in Tenerife. The islands use IGIC, a local indirect tax, rather than mainland Spanish VAT, which affects how rentals are invoiced.
Standard transactions run from €100,000 to €10 million. Deals from €10,000 are considered within an approved vendor leasing programme, such as franchise roll-outs.
Yes. A vendor programme lets a UK or European manufacturer offer leasing to Southern European customers through local funders, while the manufacturer is paid in full on delivery.