You're losing deals you've already won. Stop losing equipment sales to CapEx budgets — a vendor finance programme gives your sales team the answer before the objection is even raised. We don't just arrange equipment funding, we help you grow.
Oaklease builds bespoke vendor finance programmes that have helped manufacturers, distributors and suppliers across Europe close more deals, faster, for the last 34 years. In Europe, many lessees now use a vendor or manufacturer channel for their leasing requirements — meaning end-customers are already expecting to be offered finance at the point of sale. OEMs not doing so are leaving a gap their competitors will fill.
Transparent pricing. Fully IFRS 16 compliant. Local language support in every market we cover.
Your equipment hasn't become cheaper — you've just made it easier to buy. You're probably losing perfectly good deals because you're asking a customer to approve a €250,000 CapEx request, when you could be asking them to approve a predictable monthly number instead.
A €250,000 upfront cost feels like an intimidating lump sum requiring board-level sign-off. Broken into monthly payments, it fits into a budgeting cycle a manager can approve alone.
A monthly figure reads like any other operating expense. It's far easier to fit into cash flow than to justify as a single capital outlay.
Most companies plan spend monthly or quarterly, not in large capital blocks. Monthly pricing matches how budgets actually get approved internally.
Fixed monthly payments are easier to account for, reducing friction at financial approval — without the buyer having to absorb the full cost liability up front.
Upgrade options at 36 months show the product evolves with the customer's needs, reducing the perceived risk of committing to today's technology.
A €250,000 anchor makes buyers hesitate. Opening with a monthly number sets a far more reasonable anchor for the whole conversation.
A vendor finance programme is a strategic partnership where a supplier works with a finance provider like Oaklease to offer customers rental, leasing, or hire purchase options directly at the point of sale. Instead of a one-off equipment sale, you help your customers acquire the assets they need, with payments matched to their cash flow and budget cycles. The result: faster decision cycles, stronger client relationships, and increased repeat business.
Your product is proven. Your sales team knows the value. But even strong opportunities can stall when customers face budget pressure, procurement delays, or capital approval hurdles. As an independent leasing partner, we support vendors, manufacturers and authorised resellers with finance programmes that make it easier for customers to say yes — and easier for your team to keep deals moving.
Consistent solutions and support across 30+ countries, making cross-border expansion seamless.
Custom frameworks built to fit your sales model and customer profile. We adapt where traditional lenders cannot.
Lease and rental options at the point of sale reduce friction, letting customers benefit immediately while preserving cash.
All lease agreements are fully IFRS 16 compliant across relevant countries, aligned with global accounting standards.
Oaklease reviews your sales cycle, customer challenges, and industry-specific requirements.
We build a co-branded, standardised structure that integrates with your sales process, from finance leasing to operating leases and asset refinance.
Oaklease equips your sales force with the training and tools to lead with finance, helping customers navigate approval and compliance.
Our funding network gives you access to 40+ regional and international funders, offering capacity, flexibility, and local expertise as your programme grows.
Oaklease provides support in multiple languages and localises solutions to fit each unique European market.
Manufacturers, suppliers and franchisors: increase sales with embedded finance options tailored to your product range.
Distributors & resellers: offer leasing at the point of sale to increase conversion and customer retention.
Franchisors: scalable, multi-country lease solutions for equipment manufacturers selling into your estate, keeping every outlet compliant, updated and uniform.
Customers avoid upfront costs, align payments to revenue, and protect existing bank credit lines for day-to-day operations.
Fast approval processes remove obstacles, making decision cycles dramatically shorter.
Leasing addresses rising concerns about capital outlays, helping vendors close deals that might otherwise stall in the budget committee.
Customers benefit from ongoing options to upgrade equipment, keeping a continuous sales pipeline open.
“As a global leader in precision CNC manufacturing, ANCA provides our customers with vital production equipment and technology. Our clients need fast, flexible decisions to optimise their operations, and Oak has been a crucial partner in this process. Their professionalism and extensive funding network make them the ideal financing partner across Europe.”
From industrial robotics to heavy machinery, manufacturing lines, retail and hospitality equipment, medical imaging and renewable energy systems — as a rule, if it's business-critical, we can structure the finance for it.
A large share of lessees in Europe use a vendor or manufacturer channel for their leasing requirements — more popular than seeking finance separately from a bank. Offering leasing at the point of sale addresses CapEx concerns and accelerates the sales process.
Yes — we have successfully launched many vendor lease programmes for suppliers and manufacturers across Europe.
It comes down to two main factors: a good vendor programme, coupled with sales training for your team — right down to offering a lease option on every single quote.
Yes, in certain countries this is an available option.
Yes — we have extensive experience arranging programmes for suppliers to major franchisors, helping keep their estates fresh, up to date and fully compliant.
Yes, though some countries may differ slightly in how they interpret each structure.
Compare finance lease, hire purchase, operating lease and sale-and-leaseback.
Read more →Anonymised transactions structured and funded across European markets.
View case studies →Straight answers on countries, deal sizes, terms and vendor programmes.
Read the FAQs →The full Vendor Finance Programme Europe PDF — take the deck to your own sales and leadership teams.
Download the PDF →Equipment leasing calculators
See an indicative 1 + 59 or 3 + 57 rental in euros or sterling, then email yourself the quote.